Target Market Determinations

From 5 October 2021, this page will include the Target Market Determinations for financial products issued by Wilson & Copley.

Bridging Loan_TMD_22 06 2023

Complete Part Built Property Loan_TMD_22 06 2023

Equity Release Loan_TMD_22 06 2023

Property Investment Loan_TMD_22 06 2023

What’s a Target Market Determination?

A Target Market Determination is a document which describes who a product is appropriate for (target market), and any conditions around how the product can be distributed to customers.

It also describes the events or circumstances where we may need to review the Target Market Determination for a financial product.

Why does Wilson & Copley need to have Target Market Determinations?

We are required to have Target Market Determinations under the Treasury Laws Amendment (Design and Distribution Obligations and Product Intervention Powers) Act 2019.

This is to make sure we’re keeping customers at the center of our approach to the design and distribution of our financial products.

Important information for entities or persons that engage in Retail Product Distribution Conduct in relation to our products.

Entities or persons engaging in Retail Product Distribution Conduct under the Product Design and Distribution Obligation laws (for example, comparison websites who provide general advice in relation to products in scope of Product Design and Distribution Obligations) must report information outlined in Target Market Determinations within a specified time-frame to Product Issuers.

If you are looking to report information to Wilson & Copley as outlined in our product Target Market Determinations, please:

Contact our credit manager to discuss how to share this information with Wilson & Copley.

Alternatively, please email your information to wilsonandcopley@gmail.com